Deposit Schemes

Dhanika Nidhi Ltd. is a government-approved Nidhi company registered under the Ministry of Corporate Affairs.
We provide safe and customer-focused financial services such as savings, fixed deposits, and loan products tailored to meet individual and business needs.
Our approach ensures transparency, quick processing, and dependable support, helping customers achieve their financial goals confidently.
Deposit Schemes
Fixed Deposits (FD): Attractive interest rates with flexible tenures.
Recurring Deposits (RD): Monthly saving plans for disciplined investors.
Savings Accounts: Easy-to-access accounts with reliable returns and personal service.
Loan Services
Gold Loans: Quick, secure loans against gold ornaments with low interest and same-day approval.
Loan Against Deposits: Borrow easily against your FD or RD without breaking it.
Customer Care & Trust
Transparent procedures and quick approvals.
Friendly staff ensuring personalized service.
Fully regulated under the Companies Act, 2013 and Nidhi Rules, 2014.
Investment
Loans
You can approach our financial institution or our staff to fill out a loan application.
Various factors are evaluated including the property's location and sales area.
Once you agree to the loan terms, we release the funds to you immediately.